Employee Benefits Consulting

As total annual benefit costs per employee continue to outpace both workers’ earnings and inflation, while new legislation and regulations add layers of complexity and additional expense it is more important than ever to have the right benefit structure in place to avoid unnecessary and expensive spending and this is where a consultant can help.

Today employers must also support a diverse workforce of employees who are working until later in life and with increasing risks. To meet these challenges and remain competitive, employers must improve their bottom line through improving the physical, emotional and financial wellbeing of their employees.

Our wealth of experience and expertise means that we can offer you a more strategic approach to employee benefits.

We utilise the best technology and methodologies to help our clients develop benefits strategies that are targeted, budgeted and aligned with business and talent objectives. This includes strategies to influence and manage employee behaviour, communicate the value of benefits, and fully integrate health benefits into the total rewards package.

Employee Benefits Broking

Once the strategy is set, we then work with you to broker and deliver specific benefit programmes. Flexibility, choice and long-term affordability aligned to your needs is at the heart of our broking services.

Our goal is to allow you to:

  • Improve employee health, productivity, engagement, motivation and performance
  • Improve the organisation’s financial well-being by increasing the value for money spent on benefits and technology
  • Ensure that benefits are competitively financed, effectively administered and fit for purpose
  • Offer competitive and compliant benefits within budget

With our bespoke integrated technology solution, you can streamline administration, better ensure compliance and boost employee engagement, often resulting in cost savings.

Global Benefits

Global organisations often find it difficult and expensive to find a cost effective and efficient employee benefit solution. We help multinationals deliver employee benefits that provide economy, efficiency and consistency across the globe, yet allow local divisions to compete when trying to attract and retain talent.

Eppione is a member of Brokerslink, an organisation which gives us access to local insurance and benefits expertise in over 100 countries in the world.  Through this link Eppione has possibly the largest and most experienced team of international employee benefits specialists globally. We have local contacts on the ground who can speak in the local language and we co-ordinate the whole program centrally.

Our position in Brokerslink allows us to:

  • Design cost-efficient and relevant global employee benefits
  • Review worldwide benefits plans
  • Benchmark local market data
  • Optimise your benefits spend
  • Leverage global buying power

Benefits Administration

In the ever-changing landscape of employee benefits, delivering benefits that are competitive, cost-effective, and compliant with new legislation takes vigilance and expertise.

Outsourcing benefits administration to Eppione allows your HR department to concentrate on what is most important – Your employees.

Our innovative online platform helps to streamline and visualise the process of administration, allowing employees to make benefit elections and changes with reports produced to update benefit providers while educating employees and empowering them to make better decisions.

Affinity Programs

Associations are in an ideal position to benefit from Eppione’s integrated technology solutions and employee benefit services.

The members of every association are distinct and unique, and Eppione can customise a benefits package to suit your members’ exact needs. Through a thorough analysis of your program, we’ll engage leading insurers and help build high-value, high-performance benefits.

As an association, your members expect you to be their advocate. When it comes to benefits, we can help you fulfil that role. Our directors long-standing relationships with insurers and providers mean we can help ensure that your members get access to:

 

  • Competitive rates and group discounts
  • Personalised customer service
  • Eppione’s Proprietary online portals that provide education and valuable tools

Providing members with an economical and comprehensive benefits package helps to build loyalty and increases revenue from dues. Plus, our programs can be structured to help associations generate non-dues revenue as well.

Workplace Health

The cost of workplace health is constantly increasing and more of a burden is being placed on employers to support a diverse workforce, who are working until later in life and with increasing health risks it is important to put in place the right health solution.

To meet these challenges and remain competitive, employers must think differently about the health care benefits they provide. We work with employers of all sizes to help them target and address the specific health risks with data driven from our absence management tools we can measure the effectiveness and Return on Investment of initiatives, building a sound business case for health.

We aim to help employers the physical, mental and financial wellbeing of their employees by:

  • Measuring workplace health
  • Targeting benefits which provide most value
  • Facilitating sustained behavioral change to improve health
  • Providing robust benefits for when ill health does arrive

Solutions for Individuals

Eppione provides support to you as a company and therefore to your employees through various communication methods including but not limited to, integrated online platforms, presentations, webinars and one to ones.

However, when it comes to Individual Financial Advice, we believe that this needs a different type of expertise. We therefore employ a team of specialist advisers who can provide solutions for employees and individuals including support and professional financial advice on personal financial planning and wealth management, and insured solutions.

We work to arrange wealth management services for senior and key employees including:

  • Retirement planning
  • Savings and investments
  • Tax and estate planning
  • Optimising company benefit options including, long-term reward programs.
  • Supplementary risk benefits including life assurance, private health care, long-term disability and critical illness cover

General Insurance

Risk comes in many forms, from physical property to people. Our single goal is to get the very best outcomes for our clients. That means we seek out and present the solutions which are absolutely best for them, not the most beneficial to us.

Unlike many other small brokers, we have sufficient international reach to have up-to-date information about every insurance market. We are truly global, we have access to insurance expertise in over 100 countries worldwide.

We believe in the use of technology to enhance an insurance program be that our own integrated platform with insurance and claims module, risk management and training tools or placement vehicles.

Systems empower our people to get the best results for our clients, but our experts and their talent, initiative and intellect, are our greatest asset and our premier offering to clients.

We work with you to help you understand and reduce risks through the identification of cost-effective solutions that suit your needs and help you manage your business risk exposure so as to protect your people, assets and profitability. We are able to provide health and safety management and training packages through our partnership with Ellis Whittam an expert in health and safety solutions.

With the risks identified and the policies reviewed, we then work with the insurance market to broker and deliver specific insurance programmes.

With Eppione’s bespoke integrated technology solution, you can streamline administration, better ensure compliance, track policies and claims, often resulting in meaningful cost savings.

 

General Insurance include but are not limited to:

  • Employers Liability
  • Directors and Officers
  • Shareholder and Key person
  • Accident and Health
  • Aerospace
  • Cargo
  • Energy
  • Financial & Political Risks
  • Marine
  • Professional and Executive Risk
  • Property & Casualty
  • Specialty Risks